BUSINESS LOCs
- The ideal candidate would have 720 + MyFico:http://bit.ly/86RMd6 or above
- Business entity that is registered with the Secretary of State (any state) 2 or more years ago (LLC, S-corp, C-corp, etc) in order to experience the advantages of our program
- Interest rates vary from 8.99% to 16.99% (based on the lender’s underwriting criteria and your credit)
- Unsecured credit lines. No collateral required. Stated application process. No income verification.
- The lenders that I have handpicked ONLY report to the business credit bureaus (Dun & Bradstreet, Corporate Experian, and Equifax Commercial). This is advantageous to a business owner because even if the lines are maxed out, it will not affect the business owner’s personal credit. The lender will only report defaults to the business owner’s personal credit.
- Most lenders offer an introductory 0% interest for 6 to 12 months on either balance transfers or purchases or both.
- We charge 12%+1.5 of total credit approved. If we don’t get you approved, there is no fee. Our fee is a onetime fee. You pay us once after your lines are approved and the lines are yours to pay back and reuse as many times as you like without any further fees to us.
- Initial investment is only about $45.00 for a credit report and credit monitoring service.
If you don’t meet these criteria, it doesn’t bar you from getting credit lines; it just means you may be extended a lower credit limit and or higher interest rate.
The entire process takes about 30 days total. Most lenders make their credit decisions within 7-10 business days. I have been successful in obtaining $100,000.00 in credit for our clients that meet the above criteria. These results are not guaranteed for everyone. Your results may vary based on your credit. Feel free to give me a call. Much Success to you!
4 Steps to Start
1) Fill out the Pre Qual and (SAVE IT) and email it back to me, or fax the Pre Qualification Form to the number below once it is completed. This application will allow me to do a full and thorough evaluation for you to determine the best way for you to move forward.
2) You’ll need to set up a credit account with myFICO.com (these will be soft pulls and will not impact your FICO scores). The more people we are able to involve in the credit review, the more options you’ll have and the better the solutions we can provide so I suggest you complete the credit portion for you, your spouse, and any partners you have in the business. There is no obligation to anything but this allows me to give you a better review of your options and more solutions that will help you accomplish your goals.
3) Once on Myfico.com http://bit.ly/aEZdml on the lower left corner, expand site map, click
FICO Standard & purchase total should be about $40.00 for both purchases and be sure to purchase both scores and DO NOT purchase their other products such as Score Watch.
Use promo code “UNIONPLUS” for $7.00 discount. If that doesn’t work, type “myfico.com discount code” on google.com to find the latest promo code.
4) When complete please list user names and passwords on each site at the bottom of the attached Pre-Qual form. You can fax over to our fax number, scan or email this back to me when it’s complete. Thank you I look forward to our follow-up conversation so I can give you feedback and answer any of your questions.
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