BUSINESS AND WORKING CAPITAL FUNDING
Many businesses and business owners face the challenge of finding the capital to improve or increase the cash flow of the business, especially when in a growth cycle. We understand these pressures, and our programs are geared to growing with you as a business. Unlike banks or asset-based lenders, we look primarily to the assets of your business; our facilities grow with you and will not affect the ownership or equity of your business.
What is Working Capital?
Working capital is the cash you have on hand to operate your business day-to-day. When you are short on working capital, you can’t grow, because you are always struggling to keep yourself in business by making payroll, paying down trade payables, and taking advantage of vendor discounts. Sound familiar?
Working capital is vital to a business. Businesses have to have funds available to pay their day to day bills, wages and so on. It is very important to a company to manage its working capital carefully. This is particularly true where there is a substantial time lag between making the product and receiving the money for it. In this situation the company has paid out all the costs associated with making the product (labor, raw materials and so on) but has not received payment for the product. They must therefore ensure they have enough cash flow to continue producing until they are paid for their product or service.
If you could use some extra cash flow to finance your new growth, start a new company, or get your company through a difficult period, We provides immediate working capital financing for nearly all business types. Close in days, not months.
Fast & Easy Working Capital Lines and loans in the form of:
Asset-Based Lending National & International Funding 100K to 20M
Equipment & Machinery
A/R Factoring US & Canada 50K to 2M
Non Notification Billing
Non Recourse Billing
Unsecured Lines of credit (UBLOC) 10k to 200K
Business & Personal Lines
Business & Personal Credit Cards
Merchant Cash Advance 5k to 500K
For the cash advance- Merchant must be conducting business for more than 6 months at a minimum. Credit is not an issue, borrower must have credit cards sales
Revenue Based Business Loans must 5K to 2M
Credit not an issue. Funding based of monthly revenue flowing through the bank accounts. Must be conducting business for 12 months or more
Stock Loans & Lines of Credit 100K to 5M
Credit is not an issue- Quotes usually take between 1-3 business days. Money can be used for virtually anything. LTV’s up to 90%. This is a valuable tool that investors are using to get cash without having to liquidate their portfolios! Cheaper and faster than a HML, rates starting at 2.5%!
Working capital easy & fast
When the banks say “NO,” we’re your next call
330 832 5253